DTRIC has a long history with HGEA. In fact, the insurance company was established in 1992 to help HGEA members secure auto insurance coverage at a time when most insurers were reluctant to offer it in Hawaii due to rising claims costs and strict regulations created by the state’s no-fault law. DTRIC Insurance stepped in to provide a group auto insurance program for the state’s largest public employee union and we have enjoyed our relationship with them since.

That said, they have made the decision to transition to a run-off insurance carrier. This means they will no longer be issuing new policies. However, if you have an HGEA policy with DTRIC, your policy will be renewed until 2027 when DTRIC will start the process of not renewing your policy as part of this transition.

They will continue to administer active policies, manage claims, and fully meet their contractual and statutory obligations.

DTRIC will maintain operation for at least the next several years with appropriate governance and oversight in place to ensure policyholder protection.

If you have any questions, please call (808) 944-0775 or toll-free at 1 (877) 944-0775.

American Income Life provides active HGEA members with a free $4,000 Accidental Death & Dismemberment Benefit & Legacy Will Kit. You can update your AD&D benefit information online or fill out the beneficiary card form and follow these instructions.

You will likely be contacted by AIL to verify your beneficiary information. Optional life insurance may be offered by AIL representatives. Purchase of additional life coverage is not required to receive the AD&D benefit and will kit.

For more information, view FAQs or contact AIL representative Laila D’Avignon at (808) 308-5858 or ldavignon@ailife.com. If you need assistance with a claim, call 1 (800) 433-3405 and select the claims prompt.

Active HGEA members are also eligible to sign up for the AIL Plus Program — your connection to convenient discounts on dental care, prescriptions, diabetic supplies, vision care and supplies, telemedicine, chiropractic care and more. View brochure for more details.

Critical illness and term-life insurance plans underwritten by Cigna and New York Life Plans and administered by MWG Mestmaker & Associates available exclusively for HGEA members.

Critical Illness Plan: Pays a lump sum benefit upon diagnosis of a covered critical illness (including cancer, heart attack, stroke, Parkinson’s Disease, heart disease and more). There is no waiting period, and there are no age restrictions! Guaranteed Issue for members and their dependents. Underwritten by Cigna. View application form.

Term-Life Plan: Guaranteed issuance of life insurance with no health questions for up to $200,000 coverage for members, up to $75,000 for your spouse, and up to $10,000 for dependents. $500,000 may be purchased with evidence of insurability. Underwritten by New York Life. View application form.

Enrollment Information:

• Current members must enroll during the open enrollment period, which starts every September.
• New HGEA members can enroll in all plans within the first 90 days of membership by calling 1-833-448-6466.

Questions? Contact Derik LaBenz at (808) 284-9933 or dlabenz@financeinsurance.com.

Current AmFirst Insurance policyholders (formerly Royal State Insurance – group life insurance only) can call 1-844-448-3783 or email mwahi@morganwhite.com for assistance. No new policies are being written through AmFirst.