Critical illness and term-life insurance plans underwritten by Cigna and New York Life Plans and administered by MWG Mestmaker & Associates available exclusively for HGEA members.
Critical Illness Plan: Pays a lump sum benefit upon diagnosis of a covered critical illness (including cancer, heart attack, stroke, Parkinson’s Disease, heart disease and more). There is no waiting period, and there are no age restrictions! Guaranteed Issue for members and their dependents. Underwritten by Cigna. View application form.
Term-Life Plan: Guaranteed issuance of life insurance with no health questions for up to $200,000 coverage for members, up to $75,000 for your spouse, and up to $10,000 for dependents. $500,000 may be purchased with evidence of insurability. Underwritten by New York Life. View application form.
Enrollment Information:
- Current members must enroll during the open enrollment period, which starts every September.
- New HGEA members can enroll in all plans within the first 90 days of membership by calling 1-833-448-6466.
Questions? Contact Derik LaBenz at (808) 284-9933 or dlabenz@financeinsurance.com.
Current AmFirst Insurance policyholders (formerly Royal State Insurance – group life insurance only) can call 1-844-448-3783 or email mwahi@morganwhite.com for assistance. No new policies are being written through AmFirst.