One of the most important things that HGEA can offer its membership, is attractive group rates on insurance plans. Currently there are 18 different HGEA/AFSCME endorsed plans that are provided through Royal State Insurance & DTRIC Insurance.

Royal State Insurance provides quality customer service and affordable, high quality insurance and benefit plans for HGEA members. Products include life, disability and long-term care insurance plans, as well as annuities, IRAs and investment vehicles.

DTRIC Insurance offers personal automobile, homeowners and affordable umbrella insurance programs. Members benefit from DTRIC’s competitive rates, money-saving discounts and benefits, affordable payment plans and personalized service.

Progressive Insurance is now offering HGEA members a 10 percent discount for new and existing Progressive auto insurance. To get your HGEA discount (just by mentioning it!) call Progressive Insurance at 888-223-3558, use an independent agent or contact Royal Insurance at 539-1777 (Oahu) or toll free at 1-800-890-9022. Don’t forget to ask about their other discounts:

• Electronic Funds Transfer Discount
• Homeowner Discount
• Multi-Car Discount
• Multi-Policy Discount
• Paid-In-Full Discount
• 3-Year Accident and Violation-Free Discount
• Accident Surcharge Waiver
• 24/7 Customer and Claims Service

For more information, please contact your local HGEA office.